At Bandera Electric, you are more than one of our customers … you are a member.  That means that in addition to quality electric service, you are also entitled to benefits such as capital credits, discounts and direct involvement in the business of the cooperative. 

Capital Credits

As a member-owned, not-for-profit organization, your Bandera Electric annually allocates margins back to each member who had electric service during designated years, based on their total electric bill. The Co-op then pays capital credits, above what is required to operate the Co-op, back to each member based on their share of patronage capital. Since the inception of BEC, your directors have approved and returned over $19.3 million to members.

Patronage capital is retained in order to maintain a sufficient level of equity that will enable your Co-op to continue effective and efficient operations, until the board of directors determines the financial condition will allow for a refund. Their goal is to authorize maximum refunds consistent with maintaining the financial soundness of your electric cooperative.

Please click here to find out if you have unclaimed capital credits.

You or someone you know on the list? Fill out the form below to let us know.

Co-op Connections

Show your Co-op Connections Card and see how much you can save in your community, at health care providers, and online.  
The Co-op Connections Card, Touchstone Energy’s free membership card, offers cooperative members more than 24,000 local and national deals on products and services. There are over 37 million cards and key fobs in use in communities across the country. This card helps you save on:

  • Automotive repairs and parts
  • Clothing and Accessories
  • Dining
  • Energy Efficiency
  • Healthy Savings Benefits like Dental and Vision
  • Travel
The cards include discounts on prescription drugs at over 60,000 locations. Consumers have already saved more than $60 million on prescriptions alone! For more information, learn more at Co-op Connections

To request a card, email us today.